About Financial Advice

Benefits of financial advice

Tailored, professional financial advice can help you make informed financial decisions and create long-term financial security for you and your family. A financial adviser can assist you with managing and meeting your short and long-term financial needs, from starting out in the workforce, right through to planning for retirement.

A Capital Results financial adviser can:

• give direction and meaning to your financial decisions;
• put a strategy in place to help you build and protect your income and investments;
• assist you to plan for major changes in your personal circumstances, e.g. retirement;
• help you understand the long-term effects of your financial decisions; and
• help you monitor progress towards achieving your financial goals.

The financial planning process

First Step

At our first meeting, we ask key questions:

• Current – Where are you now financially? What are your current concerns?
• Future – What do you want to achieve, both personally and financially? What are your objectives now and for the longer term?

We also discuss your options in relation to fees and fully disclose initial costs before you proceed.

You will receive key documents such as the:

• Financial Services Guide (FSG)
• Client Value Proposition
• Budget Planner
• Financial Planning Fact Find (Personal Profile)
• Letter of Engagement

Plan Preparation

By completing the Financial Planning Fact Find you provide us with your current financial and personal position, future objectives, risk profile, and expectations for your partnership with us.

We will then be able to provide you with strategies and recommendations that will help achieve your stated financial goals and objectives. We discuss tailored strategies and identify appropriate investments, as well as look at any risk management, taxation planning and social security issues. The result is a holistic financial solution – a detailed written report provided to you known as our Statement of Advice.

We discuss this plan in detail explaining the benefits, features, and ongoing fees to ensure you’re completely comfortable with the recommended strategies and the outcomes before we proceed.

Staying In Touch

How we keep you updated through regular meetings

The ongoing management of your investment portfolio, and constant reviewing of your strategy to ensure it is on track, is an integral part of the planning process and vital to you achieving your objectives. You will receive regular correspondence from our office, keeping you up to date with market conditions and your portfolio position, as well as receiving a quarterly newsletter discussing relevant economic and regulatory issues.

Your initial consultation

In order for us to accurately assess your current situation and create an appropriate financial plan, we may need you to provide us with a range of information.

Click here to download a checklist of some of the most relevant documentation that you should bring to your first financial consultation. For more information speak to your Capital Results adviser.